Benchmark Agency Blog


When Looking At Historic Home Insurance Be Careful What You Buy

If you live in a historic home how serious are you about preserving its heritage? Living in a community or property that has historical significance can be exciting and fun, but you can also enjoy elevated real estate values, so long as you look after the property carefully. When insuring historic homes what type of coverage should you look for? You need to have all your replacement options covered. Will you be opting for full restoration, or something not quite as authentic? It's important to check your historic home
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Should I Insure My Personal Cars on My Business Auto Policy?

Business owners might have many good reasons to want to insure all of their vehicles on their business auto insurance. But there are just as many reasons why you should not. Your business auto policy is designed to cover vehicles owned by or leased to your business while you or your employees are driving them for business purposes. A business auto policy may not provide adequate coverage for you or your family if you have an accident when using a vehicle for personal use. While your attorney or accountant may find
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Administer Workforce Safety and Make Sure Your Business Insurance Is Adequate

Workforce safety must be at the top of the list when it comes to a business owner’s responsibilities. Not only does the business have a moral responsibility to ensure that its employees are safe, but the Occupational Safety And Health Administration has a wide range of federal regulations that cover policies and procedures. Let's have a look at what you are required to consider when undertaking maintenance and servicing of machines in your business, as an example. Note that above everything else you have to ensure that
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Why Your Nonprofit Should Be Particularly Careful With Directors And Officers Insurance

Business insurance can often be very difficult to understand. If you're not sure then it's really a good idea to discuss this with your insurance agent who is an expert in these matters. All too often the Board of Directors of a nonprofit organization finds out the hard way that this "uncertainty" was well-founded. Often, general liability insurance may not cover specific issues associated with "the people at the top." In fact, we can draw distinctions between general liability and directors and officers insurance, which
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Pollution Liability Insurance Protects Contractors from Hazardous Waste Claims

Pollution liability insurance protects companies against liability claims stemming from damage caused by hazardous waste materials. It is needed by businesses that produce hazardous waste emissions during manufacturing. The types of companies that should purchase pollution liability coverage include: General contractors, including commercial, residential, municipal, highway/road contractors, maintenance, mechanical, demolition, industrial, excavation, grading Trade contractors, including HVAC, paving, carpentry and
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