Benchmark Agency Blog


Why is Uninsured Motorist Coverage Important?

You may be a stellar driver, but it’s always “the other guy” who poses a risk. According to data from the Insurance Research Council, 1 in 7 U.S. drivers is currently uninsured, despite the fact that most states require auto insurance. Now, many states are requiring uninsured motorist coverage in their car insurance policies to help with costs associated with injuries after being involved in a car accident with an uninsured driver. In the event of an accident, uninsured motorist bodily injury coverage will protect you and
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Tips for Protecting Your Home While You Are On Vacation

While the summer may be over, there is still time to enjoy the warm weather and enjoy a trip out of town. Consider the following tips for avoiding disasters in you home and keeping thieves out while you are away. Prevent Disaster Check your water heater before you go. It can break at any time, and if it occurs while you are away, cleanup and repair costs can be horrendous. Look for drops of water, small leaks, and rust or corrosion around the edges of the tank. Unplug appliances and other electronics in order to
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Back to School Health and Safety Tips

Going back to school can be physically and mentally challenging for both kids and parents. One day it is summer vacation, and the next we are back to our busy schedules, rigid bedtimes, and getting up and out of the house on time—with our lunch, books, homework and everything else in tow. How can you help to reduce back-to-school stress for your kids, and help them keep up with the schedule and stay healthy all year long? Exercise and sleep are two of the most essential elements to keeping your kids—and yourself—on track
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How Does Adding a Driver Affect My Car Insurance?

Eventually, most people will need to add one or more drivers to their car insurance policy. The effects of an additional driver on your policy depend on whether you need to add a roommate, spouse, or teen driver to your car insurance and the driving history of the person you are adding. Including a spouse on your car insurance policy is easy. In fact, federal law requires some insurance coverage to be automatically extended to a spouse. However, this does not protect you from financial or legal accountability should your
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