When your teenager starts driving it can be a scary yet liberating experience for both of you. You need to make sure your teen is safe behind the wheel and understand your expectations. In addition, you need to protect yourself and your teen by making sure you have sufficient car insurance. When your teenager gets his or her driver’s license, you must immediately add them to your auto insurance policy. Most Texas personal auto insurance policies extend liability coverage to anyone driving one of your covered vehicles with
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Getting ready to head out for a vacation? Be sure to take all of the necessary precautions to keep your home safe while you are away. You can avoid the stress of worrying, and make sure you don’t come home to a disaster. Tell someone you can trust—family, friends or neighbors—the exact dates you will be gone and ask them to keep an eye on your home. On the other hand, don’t broadcast your plans on social media or to anyone else who doesn’t absolutely have to know of your whereabouts. Leave a key to your home with
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If you live in a historic home how serious are you about preserving its heritage? Living in a community or property that has historical significance can be exciting and fun, but you can also enjoy elevated real estate values, so long as you look after the property carefully. When insuring historic homes what type of coverage should you look for? You need to have all your replacement options covered. Will you be opting for full restoration, or something not quite as authentic? It's important to check your historic home
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The consumer advocacy publication Consumer Reports offers a variety of tips for safe travel at Christmas time. Have a full tank of gas before you leave. Check your fluids and tire pressure and make adjustments if necessary. Bring a winter emergency kit that includes a flashlight, blankets, a first aid kit, some basic tools, water, snacks, an ice scraper and snowbrush, a towrope, jumper cables and sand or kitty litter (for traction if you get stuck). Pack lightly and don’t overload your car. Also be sure to pack
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Christmas tree lights can cause electric shock and fire. According to the U.S. Consumer Product Safety Commission, one-fifth of the injuries from holiday decorations treated in hospital emergency rooms are associated with Christmas tree lights. And Christmas trees are involved in nearly 400 fires every year, according to the National Fire Protection Association, resulting in more than a dozen deaths, dozens of injuries and more than $10 million in property damage and loss. Short circuiting lights are cited as the main cause
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