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Who will take care of your family and obligations when you die? Where will your funeral expense money come from? Who will make up for your contributions to a church or charity when they stop due to your death? How will your key employee be able to buy your business from your family without financial hardship?

Life insurance is the answer to these and many other financial issues. It is still one of the best bargains in insurance. We have a wide variety of companies to choose from.

If you have had health problems that may cause your qualification for insurance to be more difficult, we have the markets and experience to get you the best offer. Don't believe that answering a questionnaire on the Internet will yield the lowest rate. The fact is that there is still no substitute for discussion by an experienced agent with you and the insurance company underwriter. We can help you to select the right type of life insurance policy and to make important financial plans for your specific situations.
Types of Life Insurance

:: Financial Related Services ::

Retirement Planning

With the uncertainty surrounding the future funding of Social Security, (especially as it applies to the "Baby Boomer" generation), it is very important for everyone to spend some time in planning a retirement strategy.

Individuals have a choice of traditional or Roth IRA programs. The traditional plans have a deductible contribution with a taxable retirement benefit. The Roth IRA has a contribution made with after-tax dollars, but the benefits at retirement may be greater as they are not taxed.

There is no universal answer on the best choice and each person must make a decision based on your circumstances. Benchmark Insurance Group stands ready to counsel you on the advantages and disadvantages of each plan for you. Besides the Roth and Traditional IRA's, there are various plans that can assist you in your retirement planning especially if you are a small business owner, sole proprietor or independent contractor. Let us discuss with you the benefits of a SEP or SIMPLE plan to see if they fit into your retirement strategy.

Disability Income

If you owned the goose that laid the golden egg, would you insure the goose or the eggs? YOU are that goose bringing home that pay check. You insure your home, auto, collectibles, boat, but not your paycheck. Where will your money come from if you can't work due to an illness or accident?

Disability income is one of the most important coverages for you and your family. We will give you the money to keep the house going, pay the bills, put food on the table, and allow you the time to get well without the burden of going back to work too soon. Statistics show that people with disability income insurance recover from illness and accident faster, because we give them the time that they need.

:: Life Insurance FAQ ::

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