Professional Liability

Professional Liability

San Marcos, TX Professional Liability Insurance Coverage

Corporations and non-profit organizations alike are subject to more scrutiny and regulation than ever. Whether you operate a major business or a social service organization, you may be faced with potential litigation involving your operation and the people who serve it. Our Central Texas agency can consult with you and help you be prepared with professional liability insurance, also called errors and omissions insurance.

Errors & Omissions Insurance

If you provide professional services, such as accounting or financial services, you may face accusations of negligence by a patient or client at some point in the future. Since misunderstandings frequently become legal battles, you could be sued even if you haven’t failed to perform or made a mistake. If your business gives advice to clients or provides professional services that may be scrutinized, we may recommend you have errors & omissions insurance, or E&O insurance.

E&O insurance protects brokers, attorneys, general contractors, construction workers, charities and other non-profit organizations and their workers against professional liability claims. For health care professionals, E&O insurance is referred to as medical malpractice insurance, and may be a licensure requirement for a doctor, surgeon, physical therapist, chiropractor, dentist or other practitioner.

Directors and Officers Insurance

If your organization has a board of directors or a group that provides oversight, directors and officers insurance (D&O insurance) may be considered. It provides financial protection to board members if they are sued in relation to the duties they perform on behalf of the organization. Investors may require D&O insurance as a condition of funding the organization, and directors likely will expect this form of protection before they agree to serve on the board. They will not want to jeopardize their personal assets in the case of a lawsuit.

Employment Practices Liability

Employers typically need to protect themselves against a wide range of claims from current and former employees, such as age discrimination, wrongful termination, sexual harassment, invasion of privacy, breach of contract, and wage and hour law violations. Benchmark Insurance Group has many years of experience assisting Texas small businesses and large companies with their employment practices coverage. Online employee records and Internet communication have presented a growing need for employers to add cyber liability insurance to their risk management planning.

Non-Profit Insurance

We understand the challenge of non-profit organizations having to do more than ever with fewer resources than before. It doesn’t stop you from achieving the organization’s goals, and it will not prevent you from being properly insured against unforeseen risks. We help non-profit organizations design insurance packages that meet their unique needs, such as D&O insurance, employment practices liability, commercial vehicle insurance and workers compensation insurance.

Contact Benchmark Insurance Group for Liability Coverage

Our experienced agents are ready to assist you with a wide range of professional liability insurance needs. We will be happy to provide a free, no-obligation insurance quote to your business or non-profit organization. Our agency serves clients from San Marcos, Kyle, New Braunfels, Wimberley, Buda, Lockhart, Seguin and other Central Texas communities.

Contact our agency in San Marcos for E&O insurance, D&O insurance and much more.