Auto Insurance

Auto Insurance

San Marcos, TX Car and Truck Insurance Coverage

Insuring your various modes of transportation is such a basic form of protection that you may not want to give the coverage much attention. You need it, you know it, so be it. When you deal with Benchmark Insurance Group for car insurance quotes and coverage in Texas, you get the convenience and responsiveness only an independent insurance agency can provide. Do you need to insure a classic car in Texas? We provide a full line of vehicle coverage and will earn your trust and loyalty.

A car insurance proposal typically contains quotes for many types of coverage. Some are required by state law and others are optional. We will consult with you on every aspect of your car or motorcycle insurance policy:

  • Bodily injury liability, which has certain minimums required in Texas. It pays when others are injured in an accident where you are at fault. Let’s talk about a smart level of coverage for you.
  • Property damage liability is similarly required in Texas. It pays for repair or replacement of property after an accident when you are at fault.
  • Comprehensive may be called ‘other than collision’ since the optional protection covers repairs or replacement after fire, theft, storms, vandalism and other covered incidents.
  • Collision coverage is optional and pays for repairs to your car after it is damaged by another vehicle or object.
  • Uninsured and under-insured motorist protects your pocketbook if the other driver at fault in a crash doesn’t have adequate – or any – car insurance.
  • Rental car reimbursement is an option that will provide temporary transportation if your vehicle needs to be repaired or replaced after a claim.

As you can see by the different types of coverage, an auto insurance policy is more complicated than the ads on TV for cheap car insurance would have you believe. One benefit of working with Benchmark Insurance for your classic car coverage or auto insurance is that we make sure you understand all your options, and we thoroughly explain the factors that affect your car insurance premiums. It’s what sets us apart from car insurance quotes and coverage options you may get from companies that only have “discounts” to offer.

RV Insurance for Motor Homes and Campers

Motor home insurance is one type of personal insurance coverage that Benchmark Insurance understands well. You may take your camper or RV on short weekend excursions or spend many months of the year living in a luxury motor home. Whatever it is, we can help you protect the vehicle and personal property with the right insurance policy for you. Bundle the protection with your boat insurance or other policies for a multi-vehicle discount.

Since the RV is more than a car, it needs to be protected with proper coverage that reflects its versatility. Because we are an independent insurance agency, we represent many companies, including those that focus on insuring recreational vehicles. Our account executives can find the best coverage for your RV, trailer, property and attached accessories, such as awnings, TV antennas and satellite dishes. We will discuss with you the standard and optional coverage, and you can then select a protection package that is right for you.

For example, one important consideration when insuring a motor home is total loss replacement. It protects newer-model vehicles in the event they experience a total loss in the first several years of ownership. We can discuss the pros and cons of protecting yourself against this potential risk and ensuring that if you do lose your motor home after a crash, you can replace it with a new one of similar kind and quality. Ask us about campsite liability, which can provide additional protection when your camper is parked and being used as home.

Call Benchmark Insurance Group Today

Contact us if you want a car insurance quote. We have countless loyal customers in San Marcos, Kyle, New Braunfels, Wimberley, Buda, Lockhart, Seguin and many other Texas communities, including drivers who want to insure their classic cars. Your vehicles say a lot about who you are, so let us help you stay safe while making a statement.